> For the complete documentation index, see [llms.txt](https://docs.laso.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.laso.finance/roadmap/next-12-months.md).

# Next 12 Months

Upcoming products from Q3 2026 to EOQ Q2 2026.

### Q3 2026 (months 1-3):

* Deployment of funds into positive LTV/CAC ratio marketing channels.
* U.S. FBO bank accounts for agentic spending.
* Fee reduction experiments for increased volume.
* Onboard UX + Marketing hire; staff to 24 hour support

### Q4 2026 (months 4-6):

* Business development outreach for agentic wallet frontends.
* On-ramping via card and U.S. bank transfers.
* Reloadable credit card bin for agentic spending.

### Q1 2027 (months 7-9):

* Start process of integrating with issuing banks as program manager.
* EU FBO bank accounts for agentic spending.
* Merchant accounts for automated card value retrieval.

### Q2 2027 (months 10-12):

* Direct issuing as program manager is live.
* Deposits and loaded value are interest bearing revenue sources.
* No card fees. Spending rewards for users from interchange + interest.

When Laso Finance executes on these plans, users will have the UX of a rewards credit card, with full privacy. A significant upgrade.

In addition, we bring full financial tooling to AI agents. Soon to be the most populous intelligence in the world.

Today, agentic commerce simply enhances consumer consumption. Nice, but incremental.

Instead, we are enabling agentic entrepreneurship. The uncountable number of businesses that humans either didn't want to create, or couldn't.

Laso makes the agent-native rails for them to execute and build on. We can't wait.

Join us.

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